Credit Solutions Tailored Against Your Investments
Access instant liquidity without selling your long-term wealth. Get attractive low-interest loans against your mutual funds, listed shares, and bonds with zero prepayment penalty.
Loans We Assist With
How Our Loans Process Works
A transparent, structured approach to achieve your financial objectives without hassle.
Share Your Requirements
Connect with our advisory desk and share the specifics of your request.
Complete Documentation
Settlement & Realization
Connect with our advisory desk and share the specifics of your request.
How AssetVeda Helps
Professional guidance, transparent execution, and ongoing support tailored for your Loans needs.
Personalized Strategy
Solutions tailored around your distinct financial requirements and future objectives.
Documentation & Legal Care
End-to-end guidance through necessary compliance, verification, and paperwork.
Dedicated Follow-Ups
Continuous communication and proactive tracking with relevant regulatory institutions.
Transparent Updates
Stay fully updated at every step with an assigned relationship manager.
Physical Share to Demat
Digitize your legacy investments
- Eliminate risk of loss or damage
- Enable faster transactions
- Get ready for future opportunities
Not Sure Where to Begin?
Tell us your goal. We'll guide you.
Frequently Asked Questions
Can I get a loan against my mutual funds?
Yes, we offer Loan Against Securities (LAS) which allows you to get liquidity without selling your long-term investments.
What is the interest rate for Loan Against Securities (LAS)?
Interest rates are typically much lower than personal loans and are charged only on the amount you actually utilize.
Will I still receive dividends on my pledged securities?
Yes, all corporate actions like dividends, interest, and bonuses continue to accrue to you even when the shares are pledged.
What happens if the market value of my pledged shares falls?
If the value drops below a certain margin, you may need to either pledge more securities or repay a part of the loan to maintain the required LTV ratio.
What is the maximum loan amount I can get against my portfolio?
Typically, you can get up to 50% for equity mutual funds/shares and up to 80% for debt funds or bonds.